• Allows your SMSF to acquire a Property with a part-payment at the outset
• as little as 25% plus the normal property acquisition costs
• Have the right, but not the obligation, to pay off the remainder of the fixed Purchase Price either at the maturity of the warrant, which may be up to 30 years.
• You can pay off the loan earlier, if you want.

The loan is secured solely against the underlying Property, meaning you are not personally liable for the Loan, that the other assets of your fund are not at risk and the Loan does not impact on your personal borrowing capacity. The structure conforms to the requirements of the Superannuation Industry (Supervision) Act 1993 (“the SIS Act”), making it a legitimate way for SMSF investors to finally be able to build an investment property portfolio in their superannuation.

The investor has full control over the choice of property (subject to the Lender’s valuation) and the property manager. The structuring of the investment, the property acquisition and its sale or transfer are arranged and undertaken by TIC Property Warrants on your behalf. To comply with the law, the property is purchased and held in a separate trust by Perpetual Trustees on your behalf.